Mortgage Loans

A mortgage can make your dream come true! If you are thinking of buying, building, expanding or renovating
your home, consider a mortgage loan from one of our mortgage banks in the Dutch Caribbean. We can grant
you a mortgage repayable in up to 30 years as well as provide assistance by recommending an appraiser,
arranging insurance, and providing technical advice.
If you are planning to invest in a piece of land loans can be granted repayable in up to 5 years.

Here are a few important points to consider when applying for a mortgage:

  • monthly payments may not exceed 1/3 of your gross salary
  • we ask that the property be appraised by an independent appraiser
  • the property should be insured against fire to protect you and us
  • you should have life insurance to protect your family
  • the land can either be your own or long-lease ('erfpacht')
  • we will ask you to contribute to your home from your own sources
  • notary costs

Mortgage loans are available for:

  • purchase of property
  • construction or renovation
  • purchase of land
  • home equity loans for investments, emergencies, expenses, etc.
  • consolidation of debts or other major expenses

Let our professional staff help make your dream come true.


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